How much are Premiums for Category 1 insured (65 years and older)?

　

Premiums are divided into 5 levels as follows. The premium depends on your income bracket or that of your household. The standard annual premium of Nagoya city from 2000 to 2002 was 34,507 Yen).

　

Levels

Discounted Premium

Standard Premium

Higher Premium

Level 1

Level 2

Level 3

Level 4

Level 5

Person concerned

People receiving welfare benefits or old age  pension.  (household is exempt from residential tax)

All members of the household are exempt from residential tax

Individuals who are exempt from residential tax

People who are subject to residential tax, with a total income of less than 2.5 million yen

People who are subject to residential tax, with a total income of 2.5 million or more yen

Premiums

（annual）

Standard Premium

×0.5

17,254 yen

Standard Premium

×0.75

25,881 yen

Standard Premium

 34,507 yen

Standard Premium

×1.25

43,134 yen

Standard Premium

×1.5

51,761 yen

　

　

How are premiums for Category 1 insured （65 years and older）paid?

テキスト ボックス: Ｑ How are premiums for Category 1 insured（65 years and older）paid？ In principal premiums for 65 years and older are automatically deducted from the basic old-age pension.

　

Range

Person concerned

Payment Method

Period of payment

　

Special Charge

Those who receive a monthly basic old-age pension of more than 15,000 yen.

Automatic deduction from their pension.

April, June, August, October, December, February （every second  month）

Normal Charge

Those receiving a pension of less than 15,000 yen

Bank transfer (or automatic bank transfer） or payment at Post Office or your local Ward Office.

Every month from April to March

　

How are premiums for Category 2 (40〜64 years old) calculated?

The premiums will be paid in lump sums as part of the Medical Insurance premium payments.

　

Medical Insurance Portion ＋ Care Insurance Portion ＝ Your Medical Insurance Premium

　

The guidelines for calculating the premiums, and standards for premium rates, will vary depending on the kind of medical insurance you have.

　

If you are insured by Japanese national health insurance plan;

  • Pay premiums to the city as part of your  national health insurance premium.

  • The premium will depend on your income and  other factors.

  • The head of the household will pay the premiums of the other members of the household.

  • The national government will pay the amount equal to your premium.

　

If you are insured by another health insurance plan or mutual aid association;

  • The premium is automatically deducted from your salary as part of the monthly medical insurance premium.

  • The premium will depend on your salary.

  • The premiums of dependents are shared by all those insured.

  • Your employer will pay the amount equal to  your premium.

　

What is the Exemption System?

If you have some difficulties paying your premiums due to being involved in a disaster or the householder is hospitalized for a long time, you can use the premium Exemption System.  Please contact the Long-Term Care Insurance section of your Ward Office.